:root{--g9:#143D31;--g7:#2E6B52;--gold:#C9A227;--gold-d:#8A6D12;--ivory:#F7F4EC;--ink:#1D2B26;--mute:#4A5A53;--line:#DDD6C4;--white:#fff;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,system-ui,sans-serif;color:var(--ink);background:var(--ivory);line-height:1.65;font-size:17px}
a{color:var(--g7)}a:hover{color:var(--g9)}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9}
.regbar{background:var(--g9);color:#E6EDE9;font-size:13px;padding:8px 0;text-align:center}
.regbar a{color:#F1DE9C}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand .w1{font-family:Cinzel,serif;font-weight:700;font-size:26px;letter-spacing:.08em;color:var(--g9);line-height:1}
.brand .w2{font-family:Cinzel,serif;font-weight:600;font-size:12px;letter-spacing:.42em;color:var(--gold-d);line-height:1;margin-top:5px}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;flex-wrap:wrap}
nav.main a{display:block;padding:10px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;font-size:15px}
nav.main a:hover,nav.main a[aria-current]{background:var(--ivory);color:var(--g9)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid var(--g9);min-height:48px}
.btn.primary{background:var(--g9);color:#fff}.btn.primary:hover{background:var(--g7);border-color:var(--g7);color:#fff}
.btn.ghost{background:transparent;color:var(--g9)}.btn.ghost:hover{background:#fff}
.hero{background:var(--g9);color:#fff;padding:88px 0 96px}
.hero .grid{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.hero h1{font-family:Cinzel,serif;font-size:clamp(34px,5vw,56px);line-height:1.12;margin:0 0 20px;font-weight:700}
.hero p.lead{font-size:20px;color:#DCE6E1;margin:0 0 32px;max-width:620px}
.hero .tag{font-family:Cinzel,serif;color:var(--gold);letter-spacing:.2em;font-weight:600;margin:0 0 16px;font-size:15px}
.hero .btn.primary{background:var(--gold);border-color:var(--gold);color:var(--g9)}.hero .btn.primary:hover{background:#E0BC45;border-color:#E0BC45}
.hero .btn.ghost{color:#fff;border-color:#fff}.hero .btn.ghost:hover{background:rgba(255,255,255,.1)}
.hero .art{display:flex;justify-content:center}
.ctas{display:flex;gap:12px;flex-wrap:wrap}
section{padding:80px 0}
section.alt{background:#fff}
h2{font-family:Cinzel,serif;color:var(--g9);font-size:clamp(28px,3.4vw,38px);line-height:1.2;margin:0 0 14px}
h3{color:var(--g9);font-size:21px;margin:0 0 8px}
.kicker{color:var(--gold-d);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:13px;margin:0 0 10px}
.intro{max-width:720px;color:var(--mute);margin:0 0 40px;font-size:18px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}
section.alt .card{background:var(--ivory)}
.card ul{padding-left:20px;margin:12px 0 0}.card li{margin:4px 0}
.card .reg{font-size:13px;color:var(--mute);border-top:1px solid var(--line);margin-top:16px;padding-top:12px}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px;list-style:none;padding:0;margin:0}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.steps li::before{counter-increment:s;content:counter(s);display:inline-flex;width:36px;height:36px;border-radius:50%;background:var(--g9);color:var(--gold);font-weight:700;align-items:center;justify-content:center;margin-bottom:12px}
.notice{background:#FFF8E1;border:1px solid #E9D48A;border-radius:var(--r);padding:20px 24px;color:#4A3B05}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--r);overflow:hidden}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top;font-size:15px}
th{background:var(--g9);color:#fff;font-weight:600}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r)}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:32px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px}
.field{margin-bottom:18px}.field label{display:flex;justify-content:space-between;font-weight:600;margin-bottom:6px}
.field input[type=number]{width:100%;padding:12px;border:1px solid #BFB7A3;border-radius:8px;font:inherit;min-height:48px}
.field input:focus{outline:3px solid var(--gold);outline-offset:1px}
.result{align-self:start;background:var(--g9);color:#fff;border-radius:var(--r);padding:28px;display:flex;flex-direction:column;gap:14px}
.result .big{font-family:Cinzel,serif;font-size:36px;color:var(--gold);font-weight:700;line-height:1.1}
.result .row{display:flex;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.15);padding-bottom:8px}
.err{color:#B3261E;font-size:14px;margin-top:6px;min-height:1em}
.small{font-size:14px;color:var(--mute)}
.page-head{background:var(--g9);color:#fff;padding:56px 0}
.page-head h1{font-family:Cinzel,serif;margin:0 0 8px;font-size:clamp(30px,4vw,44px)}
.page-head p{margin:0;color:#DCE6E1;max-width:720px}
.prose{max-width:820px}.prose h2{font-size:26px;margin-top:40px}
footer.site{background:#0E2C23;color:#D3DED8;padding:56px 0 24px;font-size:14px}
footer.site a{color:#F1DE9C}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:32px;margin-bottom:32px}
footer h4{color:#fff;font-size:15px;margin:0 0 10px}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
footer .risk{border-top:1px solid rgba(255,255,255,.15);padding-top:20px;color:#B9C8C1}
.wa{position:fixed;right:20px;bottom:76px;background:#1F7A4D;color:#fff;border-radius:999px;padding:14px 20px;font-weight:700;text-decoration:none;z-index:6;min-height:48px;display:flex;align-items:center;gap:8px}
.wa:hover{background:#17603C;color:#fff}
@media (max-width:860px){header.site{position:static}nav.main{width:100%;margin:0 -24px;padding:0 24px 8px;overflow-x:auto}nav.main ul{flex-wrap:nowrap}nav.main a{white-space:nowrap}.wa{padding:12px 16px;font-size:15px}.hero .grid,.calc{grid-template-columns:1fr}.hero .art{display:none}section{padding:56px 0}}